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Practical guides on time zones, daylight saving time, US holidays, and getting the most from our time tools. Every date is computed from official sources.
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Time ZonesArizona Time Zone: MST Year-Round, No DST Arizona stays on MST (UTC-7) all year, skipping daylight saving time. Compare Arizona time to PST, PDT, and MDT, plus the Navajo Nation DST exception. 
Holidays & BanksAre Banks Open Today? 2026 Guide Are banks open today? Complete 2026 bank holiday guide with Federal Reserve schedule, what works on holidays, weekend hours, and practical workarounds. 
Holidays & BanksChristmas Eve 2026: What's Open & Closed Christmas 2026 is Friday, December 25. Complete guide to what's open and closed on Christmas Eve and Christmas Day: banks, USPS mail, stores, markets, travel. 
Holidays & BanksIs Columbus Day a Federal Holiday? 2027 Yes — Columbus Day 2027 is Monday, October 11. It is a federal holiday: banks and USPS are closed; the NYSE is open. Date rule, history, and state observance. 
Time ZonesDST Ends Nov 1, 2026: Clocks Fall Back Daylight saving time ends Sunday, November 1, 2026. Clocks fall back from 2:00 AM to 1:00 AM. Exact times, sunrise changes, checklists, and state exceptions. 
Holidays & BanksEaster 2027 & Good Friday: Banks Open? Good Friday 2027 falls on March 26: the NYSE is closed but banks, the Fed, and USPS stay open. Easter Sunday is March 28 — see the full open/closed guide. 
Time ZonesEST vs CST: Time Difference Explained EST is 1 hour ahead of CST. Complete EST vs CST conversion chart with US time zone map, daylight saving effects, major cities list, and scheduling tips. 
Holidays & BanksFederal Holidays 2027: Complete List Complete list of all 11 federal holidays in 2027 with dates, weekdays, observed days, weekend rules for banks vs federal offices, and long-weekend guide. 
Holidays & Banks4th of July 2027: What's Open & Closed July 4, 2027 is a Sunday, so Independence Day is observed Monday, July 5. Banks, USPS, and the NYSE are closed Monday. See what's open, the history, and more. 
Holidays & BanksJuneteenth 2027: Are Banks Closed? Juneteenth 2027 is Saturday, June 19: banks stay open Friday, June 18, as the Fed doesn't shift Saturday holidays — while federal offices and the NYSE close. 
Holidays & BanksLabor Day 2027: Date, Meaning & Closures Labor Day 2027 is Monday, September 6. What it means, what's open and closed (banks, USPS, NYSE), the 1882-1894 history, and why it differs from May Day. 
Holidays & BanksMemorial Day 2027: What's Open? Memorial Day 2027 is Monday, May 31. Banks, USPS, and the NYSE are closed. See what is open, the 2027 holiday calendar, and the Decoration Day history. 
Time ToolsMilitary Time Chart: 24-Hour Converter Complete military time chart: convert 12-hour to 24-hour clock. Learn how to read, write, and pronounce military time with examples, practice, and converter. 
Holidays & BanksMLK Day 2027: Banks Closed? What's Open Martin Luther King Jr. Day 2027 is Monday, January 18. Banks, USPS, and the NYSE are closed. See what is open, the holiday history, and the 2027 calendar. 
Holidays & BanksNew Year's Day 2027: Banks Open? New Year's Eve 2026 is Thursday, December 31. New Year's Day 2027 is Friday, January 1. Complete guide to what's open, bank hours, and midnight time zones. 
Time ToolsPomodoro Technique: 25-Minute Focus Guide The Pomodoro Technique uses 25-minute work sprints and 5-minute breaks to beat procrastination. Learn the method step-by-step and try our free Pomodoro timer. 
EclipsesSolar vs Lunar Eclipse Differences Solar vs lunar eclipse explained with diagrams: how each works, types (total, partial, annular), viewing safety, and upcoming 2026-2027 dates from NASA data. 
Holidays & BanksPresidents Day 2027: Date, What's Open Presidents Day 2027 is Monday, February 15. Banks, USPS, and the NYSE are closed. See what's open, the holiday history, and state variations in one guide. 
Holidays & BanksThanksgiving 2026: What's Open & Closed Thanksgiving 2026 is Thursday, November 26. Complete guide: federal holiday status, what's open and closed, bank hours, mail delivery, and travel tips. 
Time ToolsTime and a Half Calculator: Overtime Pay Calculate time-and-a-half overtime pay: free calculator, the FLSA 40-hour rule, the 1.5x formula with worked examples, plus state-law caveats and myths. 
Time ZonesTime Zone Abbreviations: EST, CST, PST Guide CST vs CDT, EST vs EDT, PST vs PDT: which is it right now? Complete guide to standard vs daylight time with 2026-2027 dates and common mistakes to avoid. 
Time ZonesCT Time Zone: What Is CT Time? Abbreviations CT means Central Time: CST is UTC-6 in winter, CDT is UTC-5 in summer. Full guide to US time zone abbreviations, conversions, and daylight saving rules. 
Time ZonesUTC vs GMT: What's the Difference? UTC and GMT show the same clock time but differ technically. Learn what each means, when to use UTC vs GMT, what Zulu time is, and how leap seconds work. 
Holidays & BanksVeterans Day 2026: What's Open & Closed Veterans Day is Wednesday, November 11, 2026. Federal offices and USPS closed, most banks closed, stock market open. Full guide: what's open, history, FAQs.